How we get you fast, easy car loan approvals

Today, getting approved for a car loan can be overwhelming. Never before have banks had so many requirements.

Confidence in the big banks is decreasing each and every day. More and more you feel like ‘just a number’ rather than a person. They don’t seem to want to help you – they just want your hard earned money.

When you work with Centennial Credit to get your car loan you become part of the family.


Years of Experience


Trusted Lenders

A person signs a contract

What can we do for you?

We’re here for you, not the banks. Your success is our success and we love growing our family every single day, one customer at a time.

Our team of finance managers have a combined 40+ years of experience in the automotive industry. Whether you’ve got excellent credit or have had challenges in the past, we’ve seen it all.

We understand that sometimes life happens. If you’ve had any of the following challenges in the past we can help:

Slow Payments

Consumer Proposal




Written off accounts

Our Team of Automotive Finance Professionals
Conveniently located in Summerside and Charlottetown

Phil Maclean

Centennial Kia of Summerside

Terry Laport

Centennial Nissan of Charlottetown

Geoff Thomas

Centennial Mazda Charlottetown

Angela Rogers

Centennial Honda Summerside

Bethany Farrell

Centennial Nissan of Summerside

Jake Reynolds

Centennial Honda Summerside

Even with imperfect credit, we can help

With good credit it can still be a process to get approved for a loan. With bad credit it can sometimes be downright painful. It can take a long time. The banks make you provide pay stubs, income tax forms, bank statements, letters from your boss, and more. It never ends!

You need a dedicated finance manager on your side to navigate the never-ending list of bank requirements.

At Centennial Auto Group we aim to make the process as quick and smooth as possible. We have a team of 6 skilled finance managers that are ready to help you get the car you’ve always wanted at the best auto loan rates currently available.

Calculator and pen on paper